Life Insurance | Westport CT | Long Term Care Insurance

Needs analysis

Term life insurance, whole life insurance, universal life insurance, survivorship insurance, long-term care and disability income insurance – the list and combinations seem endless. Benson/Quinlan will fashion the right plan for your specific needs.

Needs analysis

Not sure how much life insurance is adequate for you and your family? Benson/Quinlan can help with a detailed survivor’s needs and estate tax analysis.

Term Life Insurance

Coverage for a “term” or period of your life. The term can be as long as forty years.
Premiums are fixed for the full length of the term.
No Equity – does not accrue cash value.

Whole Life Insurance

Permanent coverage, not for a specific period.
Protection stays with you until the day you die.
Can build equity and cash value.
Higher premiums than term life, but can have more long-term value.

Long-Term Care Insurance

Traditional policies reimburse for the accrued costs of long-term care.
Hybrid life/long-term care policies are an increasingly popular option, as they can provide a death benefit along with protection against long-term care costs.

Disability Income Insurance

Replaces a portion of lost income if you cannot work due to illness or injury.
Benefits are typically received tax-free.
Some studies show that a long-term disability is four times more likely than death prior to age 65.

Benson/Quinlan Insurance Agency has been serving residential and commercial insurance clients since 1926.

Contact us

180 Post Road East - Suite 204 Westport, CT 06880
203-227-8448
203-227-2139

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James P. Quinlan
Emergency Contact 203-218-8901
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Jenny Vitali
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Marjorie Tucker
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